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If you are retired or very near to retirement, have a paid-off mortgage, adequate funds on hand and your kids are self-sufficient, you probably no longer need life insurance. When I advise people that they no longer need to carry a life insurance policy, they give me a puzzled look and say something like “I […]
Don’t you want to be remembered as more than a faded photograph with your name written on the back? Did you realize that in less than two generations, everything you know and have experienced in life will be reduced to a dash between the birth and death date on your headstone? Studies have shown that […]
Steps you can take now to help ensure family harmony long after you are gone An elderly woman is getting close to the end of her life with an estate worth $800,000. She has four children and a living trust in place that states that each child is to receive 25 percent of her assets […]
I just love the whole idea of a New Year and new beginnings. Yes, I also love to look back and reflect on all the blessings and happenings that occurred in 2016. But I do love the fresh perspective and clean slate that a new year provides. For years I dedicated the first week of […]